Online Account Opening

UP AND RUNNING WITH A NEW ACCOUNT IN MINUTES!

Statement Savings

  • $100.00 average daily balance requirement to avoid $1.00 monthly service charge
  • .15% APY, compounded daily and posted monthly
  • No fee ATM Card
  • FREE Online banking with Bill Pay
  • FREE eStatements and account alerts.
     

Holiday Club

  • Minimum required to open is $3.00
  • .20% APY
  • The interest rate and annual percentage yield will not change for term of the account (From October to following October). 
  • At the end of the club account period, the funds in the account will be mailed to you by check, or conveniently deposited to your account with us
  • If the account is prematurely closed prior to the regular scheduled Club maturity date, all interest earned will be forfeited.
 

Direct Checking

  • No Monthly Service Charge
  • No minimum dollar amount required 
  • Unlimited check writing, no per item charge
  • Free ATM access at any of our ATMs with MasterMoney Debit Card
  • Free ATM use through Allpoint network
  • Free First order of checks
  • Free Online banking with Bill Pay
  • Free Mobile Banking with Remote Deposit
  • Free eStatements and account alerts
  • Non-interest earning
 

Bank On

  • $25.00 minimum deposit requirement to open
  • $3.00 Monthly Service Charge
  • Free ATM access at any of our ATMs with MasterMoney Debit Card
  • Free ATM use through Allpoint network
  • Checkless Checking Account
  • No overdraft or NSF fees*
  • Free Online banking with Bill Pay
  • Free Mobile Banking with Remote Deposit
  • Free eStatements and account alerts
    • ($2 monthly fee for paper statements)                          
      *Please note - Similar to our other accounts, in the event this account does become overdrawn, you are still responsible for paying the overdrawn balance and must bring the account current immediately.
  • Minimum deposit to open and earn interest is $500.00
  • The interest rate and APY will not change for the term of the account
  • Interest begins to accrue on the day of deposit
  • Interest is compounded daily and credited monthly
  • The APY assumes interest will remain on deposit until maturity
  • You may not make additional deposits or withdrawals until the maturity date
  • A penalty will be imposed for withdrawals when made before maturity
  • You will have 10 calendar days after the maturity date to withdraw funds without penalty.
  • These CDs will automatically renew at maturity for an identical period of time as the original term (with the exception of CD Specials, refer to your Truth in Savings disclosure of CD Specials specified roll over term, as the term may vary)








APY = Annual Percentage Yield.
Interest Rates and APYs effective  October 24, 2023.
The APY may change after the account is opened.
Fees could reduce earnings on interest-bearing accounts.
All of our checking and savings accounts require a minimum of .01 cent for the account to remain open (for other minimum requirements, see the details of each specific account type).  If the account falls to a $0 (zero) balance, the account may be closed.