Online Account Opening

UP AND RUNNING WITH A NEW ACCOUNT IN MINUTES!

7 Month CD Promo

  • $500.00 minimum deposit to open
  • Rate of 4.50% and 4.60% Annual Percentage Yield (APY)
  • We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.  Fixed interest rate for the term of 7 months.
  • You may not make additional deposits or withdrawals until the maturity date.
  • A penalty will be imposed for withdrawals when made before maturity and will reduce earnings.
  • This CD will automatically renew at a 6 month term at the current 6 month CD rate . You will have 10 calendar days after the maturity date to withdraw funds without penalty.

Statement Savings

  • $100.00 average daily balance requirement to avoid $1.00 monthly service charge
  • .15% APY, compounded daily and posted monthly
  • No fee ATM Card
  • FREE Online banking with Bill Pay
  • FREE eStatements and account alerts.
     
 

Holiday Club

  • Minimum required to open is $3.00
  • .20% APY
  • The interest rate and annual percentage yield will not change for term of the account (From October to following October). 
  • At the end of the club account period, the funds in the account will be mailed to you by check, or conveniently deposited to your account with us
  • If the account is prematurely closed prior to the regular scheduled Club maturity date, all interest earned will be forfeited.

Direct Checking

  • No Monthly Service Charge
  • No minimum dollar amount required 
  • Unlimited check writing, no per item charge
  • Free ATM access at any of our ATMs with MasterMoney Debit Card
  • Free ATM use through Allpoint network
  • Free First order of checks
  • Free Online banking with Bill Pay
  • Free Mobile Banking with Remote Deposit
  • Free eStatements and account alerts
  • Non-interest earning
 

Bank On

  • $25.00 minimum deposit requirement to open
  • $3.00 Monthly Service Charge
  • Free ATM access at any of our ATMs with MasterMoney Debit Card
  • Free ATM use through Allpoint network
  • Checkless Checking Account
  • No overdraft or NSF fees*
  • Free Online banking with Bill Pay
  • Free Mobile Banking with Remote Deposit
  • Free eStatements and account alerts
    • ($2 monthly fee for paper statements)                          
      *Please note - Similar to our other accounts, in the event this account does become overdrawn, you are still responsible for paying the overdrawn balance and must bring the account current immediately.








APY = Annual Percentage Yield.
Interest Rates and APYs effective August 10, 2023.
The APY may change after the account is opened.
Fees could reduce earnings on interest-bearing accounts.
All of our checking and savings accounts require a minimum of .01 cent for the account to remain open (for other minimum requirements, see the details of each specific account type).  If the account falls to a $0 (zero) balance, the account may be closed.