remote deposit capture, check capture

Remote Deposits

Move your money, save time

Make a secure deposit from your desk, or wherever you are, to your bank account of choice. Catskill Hudson Bank offers a suite of Remote Deposit Capture products designed to meet your business or personal deposit needs. Whether your check volume is high or low we have an application that will work for you.

Certain restrictions, including daily and monthly deposit limitations may apply. While Catskill Hudson Bank does not charge a fee for CHB RDA, you may be charged for Internet access by your mobile wireless provider.

Please direct any questions you may have regarding Remote Deposit Capture to your local branch during normal business hours.

In order to receive these services, you will need to read and agree to our RDA User Disclosure and Agreement, complete our RDA Application, and meet the Bank’s acceptance criteria.

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Use our Remote Deposit Capture (RDC) product when your business has a higher volume of check deposits. RDC enables you to speed up the delivery of your check deposits, from the comforts of your own office, using a certified single or multi-feed scanner. This product greatly reduces the cost and time associated with physically transporting your checks to the bank.

As a business owner does this sound appealing to you?
With Catskill Hudson Bank’s Remote Deposit Capture, you can deposit your business checks into your CHB Accounts without ever leaving your office- using state-of-the-art scanning equipment provided free of charge by the Bank. Deposits can be made 24 hours a day 7 days a week- on your schedule.

Accelerate your cash flow
Cash management is made simpler with Remote Deposit Capture. Simply scan your checks with a desktop scanner. The deposit is electronically transmitted through a secure Internet transfer to the Bank. Business Banking at your convenience, without leaving your business. And all funds deposited prior to 4 p.m. EST are available on the next day’s business.

Operate safely
Data transmissions between your business and Catskill Hudson Bank are shielded with cutting-edge encryption technology. Multi-factor authentication adds another layer of defense. Digital security is essential. And we are committed to protecting your business.

More time doing your business
Time is money. Your money. Frequent trips to the bank are costly, both from a time and effort standpoint. Remote Deposit Capture allows you to spend more time at your business.
CHB RDA Small Business is ideal for businesses that receive a smaller check volume, typically less than 60 items per month. This method simply requires using an approved smartphone.
CHB RDA Personal is great for individual use where you will deposit less than 20 items per month. You can now makes deposits to your Catskill Hudson Bank accounts using your iPhone® or Android®- from wherever you are and whenever you need to.

Is it easy?
Simply take a picture of the front and back of a single party check and deposit it to your Catskill Hudson Bank account. Hit send and you are done.

What does it cost?
Nothing, this is a FREE service we provide to you, subject to approval by Catskill Hudson Bank.
 
But is it safe?
We will provide you with an e-mail acknowledgement that a deposit has been received for processing, at an e-mail address of your choice.

A quick review of the benefits to you:
  • Deposit on your schedule – make deposits when you want, 24 hours a day 7 days a week
  • Saves you both time and money – No waiting in line and reduced gas expense
  • Convenience – make same-day deposits up to 7:00 PM EST on any Bank business day
  • Safe and secure – We will provide you with an e-mail that your deposit was approved for processing
  • Quicker availability of your money – the sooner you get it to us the sooner we make it available to you
RDA is currently available for use with the following smartphones:
Apple - All iPhone models 3.1+
Android - All models with a 2.0 or greater megapixel autofocus camera 2.1.1+

CHB RDA using a Scanner
Should you not have a compatible smartphone, or would simply like an alternate way to enjoy the benefits of CHB RDA, we also offer the service using nothing more than a TWAIN compliant scanner and an internet connection.