jar of coins

Personal Savings

Catskill Hudson Bank savings

A simple and easy account for you.
  • $100.00 average daily balance requirement to avoid $1.00 monthly service charge
  • No minimum deposit requirement to open
  • Preauthorized transfers are limited to no more than six transfers and withdrawals per month to another account at this bank or to a third party by means of a preauthorized or automatic transfer, telephonic order, check, draft, debit card or similar order
  • No fee ATM Card
  • FREE Online banking with Bill Pay
  • FREE eStatements and account alerts.
  • Minimum required to open is $3.00
  • The interest rate and annual percentage yield will not change for term of the account (From October to following October). 
  • At the end of the club account period, the funds in the account will be mailed to you by check, or more conveniently deposited to your account with us

LIMITATIONS: if the account is prematurely closed prior to the regular scheduled Club maturity date, all interest earned will be forfeited.
  • $1,000 minimum deposit to open
  • You may not make additional deposits or withdrawals until the maturity date
  • A penalty will be imposed for withdrawals when made before maturity
  • These CDs will automatically renew. You will have 10 calendar days after the maturity date to withdraw funds without penalty. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term.
An Individual Retirement Account  (IRA) allows you to save money for retirement in a tax-advantaged way. An IRA is an account setup at a financial institution that allows an individual to save for retirement with tax-free growth or on a tax-deferred basis

  • $500.00 minimum contribution requirement to open
  • You may not make additional deposits or withdrawals until the maturity date
  • A penalty will be imposed for withdrawals when made before maturity
  • These IRAs will automatically renew. You will have 10 calendar days after the maturity date to withdraw funds without penalty. If you do not withdraw the funds, each renewal term will be for an identical period of time as the original term.