a pen laying on a check

Personal Checking

Getting started with us is easy. 

Get your Catskill Hudson Bank Personal Checking Account Started
  • No Monthly Service Charge
  • No minimum dollar amount required
  • Unlimited check writing, no per item charge
  • Free ATM access at any of our ATMs with MasterMoney Debit Card
  • Free ATM use through Allpoint network
  • Free First order of checks
  • Free Online Banking with Bill Pay
  • Free Mobile Banking with Remote Deposit
  • Free eStatements and account alerts
  • Non-interest earning
  • $25.00 minimum deposit requirement to open
  • $3.00 Monthly Service Charge
  • Free ATM access at any of our ATMs with MasterMoney Debit Card
  • Free ATM use through Allpoint network
  • Checkless Checking Account
  • No overdraft or NSF fees*
  • Free Online banking with Bill Pay
  • Free eStatements and account alerts
    • ($2 monthly fee for paper statements)
         
                             
      

    *Please note - Similar to our other accounts, in the event this account does become overdrawn, you are still responsible for paying the overdrawn balance and must bring the account current immediately.
  • $1,000.00 average daily balance requirement to avoid $6.00 monthly service charge
  • No minimum deposit requirement to open account
  • FREE Online banking with Bill Pay
  • FREE eStatements and account alerts
  • $25,000.00 minimum deposit requirement to open
  • $25,000.00 average daily balance requirement to avoid $10.00 monthly service charge
  • FREE Online banking with Bill Pay
  • FREE eStatements and account alerts
  • No minimum deposit requirement to open
  • $6.00 Monthly Service Charge
  • $1,000 Average Daily Balance required to Avoid Service Charge
  • Free ATM access at any of our ATMs with MasterMoney Debit Card
  • Free ATM use through Allpoint network
  • Free First order of checks
  • Free Online banking with Bill Pay
  • Free eStatements and account alerts
  • Free Mobile Banking with Remote Deposit
  • No minimum deposit requirement to open
  • This account is service charge free to individuals 62 years and older
  • No monthly service charge
  • Free ATM access at any of our ATMs with MasterMoney Debit Card
  • Free ATM use through Allpoint network
  • Free First order of checks
  • Free Online banking with Bill Pay
  • Free eStatements and account alerts
  • Free Mobile Banking with Remote Deposit
  • No minimum deposit requirement to open
  • Available to full-time students between the ages of 16 and 24
  • $2.00 Monthly Service Charge
  • $50.00 Average Daily Balance required to Avoid Service Charge
  • Free ATM access at any of our ATMs with MasterMoney Debit Card
  • Free ATM use through Allpoint network
  • Free First order of checks
  • Free Online banking with Bill Pay
  • Free eStatements and account alerts
  • Free Mobile Banking with Remote Deposit 
 'Student Checking will convert to Direct Checking upon turning 25 years of age' 





PLEASE NOTE - All of our checking and savings accounts require a minimum of .01 cent for the account to remain open (for other minimum requirements, see the details of each specific account type).  If the account falls to a $0 (zero) balance, the account may be closed.