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Deposit Rates

Checking & Savings

  • Interest Rates and Annual Percentage yields are effective 9/30/2020.
  • The annual percentage yield may change after the account is opened
  • Fees could reduce the earnings on the account
Account Type Rate APY (Annual Percentage Yield) Minimum Balance to Obtain APY
Personal Regular Checking N/A N/A N/A
Basic Banking Account N/A N/A N/A
Senior Checking N/A N/A N/A
Student Checking N/A N/A N/A
Holiday Club Account .40% .40% $3.00
Statement Savings .10% .10% $100.00
Money Market Checking .20% .20% None
Super Money Market Checking      
$200,000 and up .30% .30% $200,000.00
$100,000 to $199,999.99 .20% .20% $100,000.00
$25,000 to $99,999.99 .15% .15% $25,000.00
$.01 to 24,999.99 .15% .15% $0.01
Business Regular Checking N/A N/A N/A
Small Business Checking N/A N/A N/A

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CDs & IRAs

Any Catskill Hudson Bank Certificate of Deposit account may be used as an IRA investment with a minimum opening deposit of $500.00.

  • Interest Rates and Annual Percentage Yields are effective 09/30/2020.
  • The interest rate will not change for term of the account.
  • The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
  • We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
  • A substantial penalty may be imposed for early withdrawal.
Term Rate APY (Annual Percentage Yield) Minimum Opening Deposit
3 Month CD .12% .12% $1,000.00
6 Month CD .18% .18% $1,000.00
12 Month CD .25% .25% $1,000.00
18 Month CD .30% .30% $1,000.00
24 Month CD .40% .40% $1,000.00
30 Month CD .45% .45% $1,000.00
36 Month CD .50% .50% $1,000.00
48 Month CD .60% .60% $1,000.00
60 Month CD .65% .65% $1,000.00

 
 

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